Financing and insurance

The cost of your orthodontic treatment will vary depending on your individual needs and treatment plan. Our staff will discuss this with you as well as each available payment plan option, so that you can make the best choice for you and your family. We will work with you to create a payment plan that fits your budget, and you will know what to expect before beginning treatment.

Understanding the costs involved can be challenging due to the various factors at play. We believe in providing transparent, personalized consultations, offering you a comprehensive understanding of your unique treatment plan and cost.

Financing programs

Our 0% interest program Humm Financing

Our 0% interest program

docbraces offers flexible payment options tailored to your needs, including 0% financing with a minimum down payment. Our dedicated financial coordinator will collaborate with you to design a personalized plan and down payment structure that perfectly suits your requirements.

Understanding and managing the cost of orthodontic treatment can be overwhelming, but the docbraces team is here to support you. We are committed to making your journey toward a healthier, more confident smile as smooth and affordable as possible. We're excited to work with you to create a tailored financial plan that fits your budget and allows you to receive the orthodontic care you deserve.

Humm Financing

At select docbraces locations, Humm is available as a third-party financing option for your orthodontic care. With an easy application process, find out if you’re approved on the spot and get the care you need now and pay for it in installment over up to 5 years. No down payment and low 9.99% interest rate guaranteed for every patent!

Humm is available at the following docbraces locations:

-Scarborough
-Oshawa
-Sydney
-Halifax

In an effort to simplify your life, we provide the option to accept the assignment of insurance benefits for clients with orthodontic coverage in their insurance plans (if allowed by the insurance policy). This eliminates the need for you to deal with insurance claims and wait for reimbursements, as we handle it on your behalf and deduct the insurance amount from your treatment cost immediately.

To utilize this convenient service, please supply us with your insurance details during your consultation. Armed with this information, we can engage with your insurance company to ascertain if your policy encompasses orthodontic coverage, the sum covered by your plan, and whether you have the ability to delegate benefits to a third party.

Do you need help or have any questions?

Our Financial Coordinators can assist you in setting up your monthly payments, either by credit card, or automatic withdrawal from your bank account. As a courtesy, docbraces offers a discount for accounts that are paid in full when the contract is signed (*paid in full courtesy does not apply to accounts with insurance coverage).

Expenses FAQs

Does docbraces offer payment plans?

We sure do! docbraces’ goal is to not let finances get in the way of obtaining a beautiful smile. Your local docbraces team will work with you to find a flexible, interest-free financing plan that meets your needs, with no credit checks required.

How much will braces cost? Are financing options available?

It is impossible to give an exact cost for treatment until we have examined you. We will review the exact cost during the initial examination, and we have several financing options available to accommodate your needs. We will review these with you so that you’re comfortable with the arrangements.

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