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Confident Smiles, Through Flexible Finance

Confident Smiles, Through Flexible Finance

We believe your smile should be on your terms. 

docbraces flexsmile offers a choice of down payments and financing options for orthodontic treatment, allowing you to tailor or extend your payments to suit your budget. Our team will work with you to find the right plan for you, so you can get the confident smile you deserve.

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Financing Options as Unique as Your Smile

Our 0% Interest Programs Down Payment Options to Fit Your Budget $0 Down Payment Plans Extended Financing Options
Financing Options as Unique as Your Smile

Our 0% Interest Programs

docbraces flexsmile offers flexible payment options tailored to your needs, including 0% financing with a minimum down payment. Our dedicated treatment coordinator will collaborate with you to design a personalized plan and down payment structure that perfectly suits your requirements.

Financing Options as Unique as Your Smile

Down Payment Options to Fit Your Budget

Your budget is as unique as your smile. That’s why docbraces flexsmile offers a variety of down payment options for your orthodontic treatment. Want to provide a down payment of 50% or more to decrease your monthly costs? We offer special discounts for that, making it a great option to support your smile goals.

With 100% down, get 10% off your orthodontic treatment plan. Or if you put at least 50% down, you can save 5%.

Have another down payment amount in mind? Ask us about other flex options! We’ll craft a payment plan that makes sense for you.


Financing Options as Unique as Your Smile

$0 Down Payment Plans

Many of our patients chose our $0 down payment options. With 0% financing available up to 18 months, this can be an affordable option for orthodontics*. Start your braces or invisalign® journey today with a low upfront cost, $0 down payment and 0% interest. Monthly payments can extend up to 75% of your treatment plan.

*Subject to a $300 administration fee.

Financing Options as Unique as Your Smile

Extended Financing Options

Looking for assistance in financing your treatment? As part of our flexsmile program we offer patient financing through humm that allows you to extend your payments with $0 down. With an easy application process done in-clinic, you’ll find out if you’re approved in less than 7 minutes. Get the care you need now and pay for it in monthly installments over up to 5 years. No down payment and low 9.99% interest rate guaranteed for every patent!*

*all applications are subject to credit approval

Humm Financing

As part of our flexsmile program, we are thrilled to offer extended orthodontic patient financing through our partner, humm. This is a great option to make your investment in orthodontic care more manageable. Extend your monthly payments up to 5 years, no down payment required! Plus, get full transparency on interest and fees included in your financing plan. With humm’s patient financing, docbraces patients enjoy:

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Several affordable payment plan options: Take up to 5 years to pay off your orthodontic treatment in monthly installments, with no down payment required. Plus, repay your balance at any time.

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Easy application process: Apply in clinic and get a credit decision in less than 7 minutes from start of application. Applying for humm financing will not affect your credit rating, and simply requires your ID and debit or credit card.

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Secure & private: humm adheres to strict privacy protocols, ensuring a safe and secure application experience.

Estimate Your Monthly Costs for Braces or Invisalign

Want to see how much braces or Invisalign could cost? Use our new Cost Estimator to compare the options and estimate the costs for braces or Invisalign. Your dream smile is more affordable than you think!

Explore Our Cost Estimator

What to expect with flexsmile orthodontic payment plans

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Apply for financing

With our down payment and 0% interest plans, there is no application needed. If you choose a financing plan through humm, the application process is easy! We’ll help you submit and you can get approved in just a few minutes.

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Start orthodontic treatment

Once you’re all set with the right flexsmile plan, your braces or invisalign treatment can start – possibly even on the same day! You’ll be on your way to the beautiful smile of your dreams.

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Discover the flexsmile options

Once your orthodontist has designed your personalized treatment plan, one of our treatment coordinators will review the payment and financing options available through docbraces flexsmile. We’ll help you choose the right plan to fit your budget and answer any questions.

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Split your payments

Our Financial Coordinators will help you in setting up automatic monthly payments through your preferred method

01

Discover the flexsmile options

Once your orthodontist has designed your personalized treatment plan, one of our treatment coordinators will review the payment and financing options available through docbraces flexsmile. We’ll help you choose the right plan to fit your budget and answer any questions.

02

Apply for financing

With our down payment and 0% interest plans, there is no application needed. If you choose a financing plan through humm, the application process is easy! We’ll help you submit and you can get approved in just a few minutes.

03

Split your payments

Our Financial Coordinators will help you in setting up automatic monthly payments through your preferred method

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Start orthodontic treatment

Once you’re all set with the right flexsmile plan, your braces or invisalign treatment can start – possibly even on the same day! You’ll be on your way to the beautiful smile of your dreams.

Do you need help or have any questions?

Our team can assist you in setting up your monthly payments, either by credit card, or automatic withdrawal from your bank account.

Orthodontic Financing FAQ

All Expenses Financing Insurance Humm Patient Financing
How much will braces cost? Are financing options available?

It is impossible to give an exact cost for treatment until we have examined you. We will review the exact cost during the initial examination, and we have several financing options available to accommodate your needs. We will review these with you so that you’re comfortable with the arrangements.

How much will braces cost? Are financing options available?

It is impossible to give an exact cost for treatment until we have examined you. We will review the exact cost of braces during the initial examination. flexsmile is our flexible financing program - and we have several financing options available to accommodate your needs. We will review these with you so that you’re comfortable with the arrangements.

Can I make a down payment to get started with my orthodontic treatment?

Yes, you can make a down payment to initiate your orthodontic treatment. This initial payment helps cover the start-up costs and secures your treatment plan.


How is the down payment amount determined for orthodontic treatment?

The down payment amount is flexible and determined based on your budget and the total cost of your orthodontic treatment plan. Our financial team will work with you to establish a down payment that aligns with your budget.

Where can I get more information about patient down-payment and financing options?

For more information about flexsmile, our patient down-payment and humm Patient Financing options, feel free to contact our TC’s (Treatment Coordinators) directly, who are here to assist you throughout your orthodontic journey.

Can I use insurance to cover my down payment or monthly installments?

Generally, insurance plans will cover a certain percentage of your down payment, and your monthly payments. That amount can vary based on the insurance company and group policy. Our team will help you understand your insurance coverage and explore all available options to make your orthodontic treatment affordable.

Are there any financing plans available for orthodontic treatment at docbraces?

Absolutely! We understand that orthodontic treatment is an investment, and we offer flexible orthodontic financing plans to make it more manageable for our patients. As part of the flexsmile program, we offer extended patient financing through our partner, humm. Humm provides financing for docbraces orthodontic care, with an easy application process. Find out if you’re approved while in-clinic and pay for your treatment in installments over up to 5 years. No down payment is required.

Are there any interest-free financing options available?

Yes, we do offer interest-free financing options for qualifying patients. Our team will provide details on the specific terms and conditions associated with interest-free plans during your consultation.

What happens if I miss a payment or need to adjust my payment plan?

If you encounter financial challenges or need to adjust your payment plan, contact our billing department as soon as possible. We are committed to working with our patients to find reasonable solutions and ensure continued progress in your orthodontic treatment.

What are the payment options available for my orthodontic treatment at docbraces?

At docbraces, we offer various payment options to suit your needs as part of our flexsmile program. Your options include upfront payments, monthly installments, and financing plans.

What is humm?

Humm provides third party patient financing, offering flexible payment plans for docbraces patients. With an easy application process, patients get a credit decision in less than 7 minutes from start of application and can pay for their treatments in equal monthly installments, up to 5 years.

Why should I use humm?

Humm is one option in our flexsmile program to help you get the orthodontic treatment you need now by paying for it over an extended time. Humm’s flexible patient financing options can reduce financial stress with its fixed interest rate and predictable monthly payments over as long as 5 years, that easily fit into your unique budget and lifestyle.

How do I apply for humm financing?

Applying for financing with humm financing is a straightforward process. Our team will guide you through the application, ensuring you understand the terms and conditions, helping you make an informed decision about your payment plan.

Will applying for humm affect my credit score?

Humm does a soft credit check when the purchase is under $17,500. This soft check will not impact your credit score.

Can I re-pay the humm financing balance at any time?

Yes! Along with no hidden fees, patients can repay the loan balance at any time, without penalty.


Why was I denied financing by humm or why did I get less than I applied for?

In some cases, humm is unable to provide financing with the limit requested. Humm uses

proprietary technology to assess your application and provide the best credit limit based on that assessment. You may be declined because of a low credit score, if your identity has recently been stolen or if your income is unable to support the loan requested. If you are declined by humm, we can explore other payment options in our flexsmile program. We can request a lower amount and you can pay the remaining balance via another payment method or we can look at our flexible in-house financing options that work for your budget.


If I have any issues with my humm application or need any assistance, who can I contact?

You can contact humm Patient Support, Monday - Friday from 8 a.m. - 7 p.m. ET, at

1-844-944-0283


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